The amount of money your client accumulates does not translate into the amount of guaranteed income their retirement plan will provide. Creating the right plan now for guaranteed income will maximize your client’s discretionary spending, liquidity, and ultimately their legacy.

WE CAN HELP WITH CLIENT INCOME PLANNING

PROVIDE YOUR CLIENT WITH

  • Tax-efficient access to future income streams
  • Maximized distribution rates in retirement
  • Insulation against sequence of returns
  • A larger portion of guaranteed retirement income stream

INCOME PLANNING OPPORTUNITIES

  • Guaranteed Income Rider within a life insurance policy
  • Lifestyle Access Rider – Allows access to death benefit while alive and healthy
  • Side-by-Side comparisons against investment alternatives
  • Tax Bracket Management – Analyze the ratio of your client’s qualified vs. non-qualified money AND provide Roth IRA conversion analysis under new tax law
  • Dynamic portfolio of Fixed and Indexed Annuity options – Over 25 insurance company partners
  • Illustrate impact of a high guaranteed distribution rate